Juros do cartão de crédito caem ao menor nível em 2 anos

Depois de o governo mudar as regras do cartão de crédito, os juros do rotativo, também conhecido como pagamento mínimo, caíram para o menor nível em dois anos. Os dados são do Banco Central e foram divulgados nesta quarta-feira (28).

Em maio, a taxa dessa modalidade de crédito recuou para 363,3% ao ano. Comparado com o mês anterior, houve uma queda de 64,8 pontos percentuais. No ano, os juros do cartão caíram 134,4 pontos. A expectativa do governo é de que as taxas recuem ainda mais.

No primeiro semestre, para reduzir a inadimplência e os juros cobrados dos consumidores no cartão de crédito, o governo mudou as regras de funcionamento dessa operação financeira. A decisão faz parte de uma agenda iniciada pelo governo Michel Temer para impulsionar a economia, reduzir a burocracia e diminuir o custo do crédito no País.

Com essas novas regras, o rotativo do cartão de crédito passou a ter um prazo. O consumidor que optar por quitar a conta apenas parcialmente não poderá ficar nesse crédito rotativo indefinidamente.

Como funciona o rotativo do cartão

Depois de 30 dias, o cliente passa a ter duas opções: pagar a fatura integralmente ou parcelar a conta em até 24 vezes. Apenas no primeiro mês de vigência dessa medida, os juros do rotativo caíram pela metade.

Antes, o consumidor podia ficar no rotativo sem prazo. Para isso, precisava pagar apenas o mínimo da fatura ou um valor inferior ao total da conta. Os juros dessa operação, no entanto, estavam entre os mais elevados do mercado e podiam chegar a 600% ao ano. Agora, essa operação se tornou bem menos onerosa para os clientes.

Portal Brasil

19 comentários em “Juros do cartão de crédito caem ao menor nível em 2 anos

  • 23 de novembro de 2019 em 12:59
    Permalink

    You need to take part in a contest for one
    of the greatest sites on the net. I am going to highly recommend this
    site!

  • 25 de novembro de 2019 em 09:19
    Permalink

    It’s awesome in favor of me to have a website, which is useful for my experience.
    thanks admin

  • 29 de novembro de 2019 em 01:55
    Permalink

    Thankfulness to my father who stated to me regarding this
    weblog, this website is truly remarkable.

  • 30 de novembro de 2019 em 21:29
    Permalink

    Link exchange is nothing else except it is simply placing the
    other person’s weblog link on your page at suitable place and other person will also do
    same in favor of you.

  • 2 de dezembro de 2019 em 02:01
    Permalink

    Normally I do not learn article on blogs, however
    I would like to say that this write-up very forced me to check
    out and do it! Your writing taste has been amazed me. Thanks, quite nice post.

  • 2 de dezembro de 2019 em 22:12
    Permalink

    Today, I went to the beachfront with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.”
    She placed the shell to her ear and screamed. There was a hermit crab inside
    and it pinched her ear. She never wants to
    go back! LoL I know this is totally off topic but I had to tell someone!

  • 3 de dezembro de 2019 em 15:27
    Permalink

    I am in fact glad to glance at this website posts which consists of tons of helpful facts, thanks for providing such statistics.

  • 4 de dezembro de 2019 em 19:57
    Permalink

    Inspiring quest there. What happened after? Take care!

  • 7 de dezembro de 2019 em 11:58
    Permalink

    When I originally commented I seem to have clicked
    on the -Notify me when new comments are added- checkbox and
    now whenever a comment is added I recieve four emails
    with the same comment. There has to be an easy method you are
    able to remove me from that service? Appreciate it!

  • 9 de dezembro de 2019 em 19:43
    Permalink

    Excellent beat ! I would like to apprentice at the same time as you
    amend your web site, how can i subscribe for a blog site?
    The account helped me a appropriate deal.
    I have been tiny bit familiar of this your broadcast offered bright
    clear concept

  • 10 de dezembro de 2019 em 16:07
    Permalink

    Pretty nice post. I just stumbled upon your blog and wished to say
    that I have really enjoyed surfing around your blog posts.
    In any case I will be subscribing to your feed and I hope
    you write again very soon!

  • 11 de dezembro de 2019 em 05:22
    Permalink

    When I initially commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get four emails with the same comment.
    Is there any way you can remove me from that service?
    Thank you!

  • 13 de dezembro de 2019 em 22:25
    Permalink

    You actually make it appear so easy along with your
    presentation but I in finding this matter to
    be actually something that I think I’d by no means understand.
    It seems too complicated and extremely huge for me.
    I am having a look ahead in your subsequent publish, I will attempt to get the cling of it!

  • 16 de dezembro de 2019 em 17:36
    Permalink

    Hi my friend! I want to say that this post is awesome,
    great written and include almost all vital infos. I’d like to look extra posts like
    this .

  • 24 de dezembro de 2019 em 21:56
    Permalink

    This web site truly has all of the information and facts I wanted concerning this subject and didn’t know who to ask.

  • 31 de dezembro de 2019 em 09:30
    Permalink

    I used to be recommended this website by means of my cousin. I’m not positive whether or not this put up is written via
    him as no one else realize such exact about my difficulty.
    You are incredible! Thank you!

  • 31 de dezembro de 2019 em 16:50
    Permalink

    Heya just wanted to give you a brief heads up and let you know a few of the images
    aren’t loading correctly. I’m not sure why but I think its a linking issue.
    I’ve tried it in two different browsers and both show the same results.

  • 16 de janeiro de 2020 em 22:56
    Permalink

    constantly i used to read smaller content which as well clear their motive, and
    that is also happening with this post which I am reading here.

Deixe uma resposta

O seu endereço de e-mail não será publicado.